Venmo Fee Calculator 2026: Goods & Services, Instant Transfer, Business
Pick what you’re doing on Venmo — getting paid for goods and services, cashing out instantly, getting paid on a business profile or sending with a credit card — and see the fee and the amount that lands.
Runs in your browser: we don’t send or store what you type.
Venmo fees at a glance
| Transaction | Fee |
|---|---|
| Receiving a payment marked as goods and services (personal profile) | 2.99% seller transaction fee |
| Receiving a payment on a business profile | 1.9% + $0.10 (Tap to Pay: 2.29% + $0.09) |
| Instant transfer to a bank or debit card | 1.75% (minimum $0.25, maximum $25) |
| Standard transfer | No fee |
| Sending money with a credit card | 3% |
Example: $200 for goods and services, cashed out instantly
Seller fee: 2.99% × $200 = $5.98, leaving $194.02. Instant transfer: 1.75% × $194.02 = $3.40. You get $190.62 in your bank. With a standard transfer you’d keep the $194.02.
FAQ
How much does Venmo charge for goods and services?
A 2.99% seller transaction fee when you receive a payment the sender marks as goods and services.
What is the Venmo instant transfer fee?
1.75% of the amount, with a $0.25 minimum and a $25 maximum. Standard transfers are free.
What are Venmo business profile fees?
1.9% + $0.10 per payment received, or 2.29% + $0.09 for Tap to Pay payments.
Does Venmo charge to send money?
Only if you use a credit card: 3% of the amount.
Sources
Updated
